Toby was born and raised in Ipswich, attending Framlington College. He signed for Northampton Saints in 2016 where he stayed until 2020 making 2 appearances for the club, and was selected for England U20s gaining 7 caps for the side. Whilst at Saints he went on loan to a number of teams including Bury St Edmunds, Ampthill, Bedford and then Coventry in 2019. In 2020 Toby signed for Coventry permanently and is currently the highest-capped player in the 2023/24 squad. Outside of rugby, Toby is a huge Ipswich Town FC fan and is also part of the commercial team at Coventry Rugby.